Retired

Rob has run his own business for 25 years. During that time he and Sam spent many many hours investing back into the company while building their family.

After deciding enough was enough they were fortunate that an employee offered to purchase the business from them.

Now they are two years into the five year buyout plan they created and everything is working smoothly.

However, reality is starting to set in that they are in fact retired and although they have this nice income stream they still understand the need to optimize and get all (of their other) ducks in a row.

After deciding to sit down with a professional financial planner, all of their goals for the future were laid out.

They determined how much they want to leave to each of their two kids (and grandkids).

And exactly how much is required annually from their portfolio to continue with the same quality of living.

Through a comprehensive tax review, Rob and Sam were able to decipher new ways to potentially decrease their future tax liabilities.

With their future concerns addressed, Sam and Rob were able to continue down the road enjoying the retirement life they worked hard to achieve.

Tax bills are accounted for and reduced.

Investments are re-positioned to provide steady income and appropriate growth.

The kids will have their own piece of the pie carved out for them in the future.

Most importantly, they can relax and their desired lifestyle is back in place.

And when life inevitably changes course, they won’t have to worry because of an ongoing relationship with regular meetings for updates.